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Payments go to you.Verification runs on PayMQR.

Accept payments directly into your own UPI account. PayMQR checks the proof your customer submits, updates the payment status, and can return verified customers to your own success page.

  • Direct to your UPI
  • Automated payment checks
  • Payment tracking
  • Success-page redirect

Your customer pays your own UPI account — PayMQR never holds or settles your money. Start free and upgrade when you need more.

Illustrations of the PayMQR dashboard and checkout. Figures and references are examples, not real merchant activity.

How it works

Collect payments directly. Stop checking screenshots manually.

From payment request to verified status, in three steps.

  1. 01

    Create

    Create a payment link, or create the payment through the API.

  2. 02

    Customer pays

    They pay your own UPI account from the UPI app they already use.

  3. 03

    PayMQR checks

    PayMQR checks the proof against the verification requirements for that payment, and updates its status.

Money moves from your customer to your own payment destination. PayMQR does not hold, route or settle it.

Hosted checkout

Get paid directly. Let PayMQR verify the payment.

A payment link and a payment created through the API both open the same PayMQR checkout.

  • Your business name and the exact amount you asked for.
  • Payable from any UPI app.
  • Payment proof submitted on the same page — no PayMQR account and no app for your customer to install.

See what checkout includes

Illustration of the PayMQR checkout. The business and amount are examples.

Dashboard

Every payment. One place.

Track what is verified, what is still waiting, and what actually needs your attention.

Illustration of the PayMQR payments screen. References, amounts and times are examples.

Verification that moves your payment flow forward.

PayMQR checks the payment proof your customer submits and updates the payment status automatically. Anything a check cannot settle waits for your decision, in one review queue.

  1. Customer pays
  2. PayMQR checks
  3. Status updates
  4. Your success page

A payment marked Verified means the checks were satisfied or you accepted it — it is a PayMQR record, not a bank confirmation.

Pricing

Start free. Upgrade when you need more.

Every account starts on Free. Upgrade when you need more verifications, more team members or more payment accounts.

Security

Your payments stay yours.

Money goes directly to you

PayMQR does not hold or settle customer funds.

Private payment proof

Submitted evidence is kept private.

Merchant isolation

Each merchant account sees only its own data.

Safe integration

Separate test mode and signed webhooks help you integrate safely.

PayMQR does not claim PCI DSS, SOC 2, ISO 27001 certification or any regulatory authorization, and it is not a bank, an acquirer or a payment aggregator. Read the security overview.

Developers

Two calls to a hosted checkout.

Create a payment through the API and hand the customer a PayMQR checkout URL.

Read developer docs

# 1. Create the payment
POST /api/v1/payments
Authorization: Bearer pmqr_test_<your-key>
Idempotency-Key: ORD-2049

{ "order_id": "ORD-2049",
  "amount": "2400.00",
  "description": "Invoice 2049" }

# 2. Open a checkout for it
POST /api/v1/payments/{payment_id}/checkout

→ 201 { "checkout_url": "https://paymqr.com/pay/…" }

Live endpoints, on the real API.

Coming soon Payment Gateway Connectors — a future layer for managing supported payment gateway connections through PayMQR. Not part of PayMQR today.

Before you sign up

Where does customer money go?

Directly to your configured UPI payment account. PayMQR does not hold the funds.

What does PayMQR verify?

PayMQR checks the payment proof your customer submits against the verification requirements configured for that payment.

Does my customer need a PayMQR account?

No. They pay from the UPI app they already use.

What happens after a payment is verified?

The payment status updates, and when you have configured a success page the customer can continue to it.

Is PayMQR a payment gateway?

No. PayMQR is not a bank, an acquirer, a payment aggregator or a regulated payment gateway. PayMQR is merchant payment software: the verification and workflow layer around payments you collect directly.

View all FAQs

Get paid directly. PayMQR checks the payment proof for you.

Create your account, add your UPI payment account, and send your first tracked payment link.