Payment links
Tracked payments
Send a checkout link with the amount and order details. PayMQR keeps the proof and the payment status attached to that payment.
Accept payments directly into your own UPI account. PayMQR checks the proof your customer submits, updates the payment status, and can return verified customers to your own success page.
Your customer pays your own UPI account — PayMQR never holds or settles your money. Start free and upgrade when you need more.
How it works
From payment request to verified status, in three steps.
Create a payment link, or create the payment through the API.
They pay your own UPI account from the UPI app they already use.
PayMQR checks the proof against the verification requirements for that payment, and updates its status.
Money moves from your customer to your own payment destination. PayMQR does not hold, route or settle it.
Hosted checkout
A payment link and a payment created through the API both open the same PayMQR checkout.
Tracked payments
Send a checkout link with the amount and order details. PayMQR keeps the proof and the payment status attached to that payment.
Direct counter payments
Give customers a QR code for your own UPI account and receive the money directly.
A merchant QR code pays your UPI account directly. It does not open the hosted checkout — use a payment link when you want the payment tracked against an order.
Dashboard
Track what is verified, what is still waiting, and what actually needs your attention.
PayMQR checks the payment proof your customer submits and updates the payment status automatically. Anything a check cannot settle waits for your decision, in one review queue.
A payment marked Verified means the checks were satisfied or you accepted it — it is a PayMQR record, not a bank confirmation.
Pricing
Every account starts on Free. Upgrade when you need more verifications, more team members or more payment accounts.
Security
PayMQR does not hold or settle customer funds.
Submitted evidence is kept private.
Each merchant account sees only its own data.
Separate test mode and signed webhooks help you integrate safely.
PayMQR does not claim PCI DSS, SOC 2, ISO 27001 certification or any regulatory authorization, and it is not a bank, an acquirer or a payment aggregator. Read the security overview.
Developers
Create a payment through the API and hand the customer a PayMQR checkout URL.
# 1. Create the payment
POST /api/v1/payments
Authorization: Bearer pmqr_test_<your-key>
Idempotency-Key: ORD-2049
{ "order_id": "ORD-2049",
"amount": "2400.00",
"description": "Invoice 2049" }
# 2. Open a checkout for it
POST /api/v1/payments/{payment_id}/checkout
→ 201 { "checkout_url": "https://paymqr.com/pay/…" }
Live endpoints, on the real API.
Coming soon Payment Gateway Connectors — a future layer for managing supported payment gateway connections through PayMQR. Not part of PayMQR today.
Directly to your configured UPI payment account. PayMQR does not hold the funds.
PayMQR checks the payment proof your customer submits against the verification requirements configured for that payment.
No. They pay from the UPI app they already use.
The payment status updates, and when you have configured a success page the customer can continue to it.
No. PayMQR is not a bank, an acquirer, a payment aggregator or a regulated payment gateway. PayMQR is merchant payment software: the verification and workflow layer around payments you collect directly.
Create your account, add your UPI payment account, and send your first tracked payment link.